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    Customer Appreciation Week 2011

    Last updated 3 years ago

    Community Bank of Florida is celebrating- in honor of our customers. Stop by any of our locations during the week of October 24th for special giveaways all week long. We love our customers!

    Get Smart About Credit!

    Last updated 3 years ago

    National Get Smart About Credit Day is October 20, 2011 and Community Bank of Florida is urging customers to educate themselves on responsible credit habits.

    No matter your age or financial status, it’s never too late to get smart about credit, especially credit cards,” said Robert Epling, CEO and President. “Learning the basic fundamentals of credit provides customers with a foundation that will prove invaluable throughout their lives.”

     

    Community Bank encourages you to follow these Dos and Don’ts of Credit:

     DO pay at least the minimum due. This will help you avoid late fees and a rising interest rate. To pay off your balance quicker, pay more than the minimum due. If you are unable to make the minimum monthly payment, let your credit card company know so they can work with you to create a more manageable payment plan.

     DO be wary of anyone who claims they can ‘fix’ your credit report. No one can legally remove negative information from your credit history that is accurate. The only thing that can fix a credit report is time and a positive payment history.

     DO read the fine print on credit card applications. An application is a contract, so read it carefully before signing. Credit card companies are very competitive so interest rates, credit limits, grace periods, annual fees, terms and conditions may vary.

     DON’T feel pressure to get a credit card. If you don’t want one, simply decline the offer. The CARD Act 2009 introduced new regulation that stated consumers aged 18-21 cannot be solicited for credit. If you no longer wish to receive prescreened offers, opt out by calling 1-888-5-OPTOUT (1-888-567-8688) or visit www.optoutprescreen.com .

     DON’T ignore the warning signs of credit trouble. If you pay only the minimum balance, pay late, use cash advances to fund daily living expenses or transfer a lot of balances you might be in the credit danger zone. Talk to a financial counseling organization or visit one of our financial centers to receive help regaining control of your finances.

     DON’T share your credit card number. Never give out credit card or personal information if you have not initiated the transaction. Be aware of identity theft and phishing scams that ask for credit card numbers. If you suspect that your identity has been compromised, file a complaint with the Federal Trade Commission by calling 1-877-ID-THEFT (1-877-438-4338) or visit www.ftc.gov/idtheft.

     

    We hope this helps you Get Smart About Credit, and if you have any questions, feel free to contact us.

     

    Save the Date for the Key Largo Chamber's Cook Off!

    Last updated 3 years ago

    Thursday, November 10, 2011, the Key Largo Chamber of Commerce is hosting their 30th Annual Island Jubilee Cook Off. This is your chance to "Taste the Best Key Largo has to offer!" The event will once again be held at the Holiday Inn, MM 100 Oceanside in Key Largo. Food sampling begins at 7pm and a cash bar will be available. In addition to the delicious food you can sample, this year there will be a People's Choice Cocktail Competition. Admission is $15, but there will only be a limited number of tickets sold the day of the event.  Find out more about the event and where you can purchase advance tickets at www.keylargochamber.org.

    • 2010 Cook Off Photos
    • 2010 Cook Off Photos
    • 2010 Cook Off Photos
    • 2010 Cook Off Photos

    Community Bank Supports Keys Gate Charter Swim Team

    Last updated 3 years ago

    Community Bank of Florida was pleased to make a donation to the Keys Gate Charter School and Keys Gate Charter High School swim team. The Knights swim team is comprised of students between 6th and 10th grade. They have been fundraising to support the cost of pool rental, transportation and team equipment.

    Coaches Peggy Wells and Yand Martinez stress the importance of teamwork and character building. They require the students to have a minimum GPA of 2.0 in order to participate. The swimmers travel to other schools to compete, and are learning not only to become better athletes, but also to learn life skills.

     

     

    Community Bank Sponsors Leisure City/Modello Optimist Club

    Last updated 3 years ago

    Community Bank of Florida was pleased to make a donation to the Leisure City/Modello Optimist Club of Florida. The Optimist Club is a non-profit organization that sponsors many different youth sports, including Football, Basketball, Track and Cheerleading. They are currently affiliated with the Miami Xtreme League, comprised of twenty-two different member parks with over 3,500 football players and 1,500 cheerleaders. Children range in ages from five to fifteen and although the competition is extremely fierce, many local athletes have won championships and have been awarded top prizes in recent years.

     In addition to providing sports recreation, the Optimist Club strives to teach kids the philosophy of being optimistic, having an active interest in government and civic affairs, as well as inspiring respect for laws. Their motto is ‘every child is a winner.’  Their funding comes directly from donations, and they are seeking corporate and individual sponsorships. If you would like to help support them, please contact Geneva Josephs at (305) 969-0061.

     

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