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    Maria Negron Celebrates 15 Years!

    Last updated 6 months ago

    CBF is proud to highlight Maria Negron's 15th anniversary with the bank. Maria is the Assistant Financial Center Manager at our Quail Roost office. Although she was new to banking when she joined our team, she has grown to love it and says her job is all about exceeding customers’ expectations.  

    Maria was born in Puerto Rico and moved to Homestead in 1993. She is a proud mommy of 3 and spends most of her free time as "Team Mom" for her son’s little league team and attending cheerleading practices with her daughter. She is very close to her teammates at the Quail Roost office and is excited about her anniversary, stating, “Community Bank has made me realize what the meaning of family in a small community is really all about.”

    What should you know about your CREDIT? Part II

    Last updated 6 months ago

    Our last article from Ray Schantz explained what a credit score is and why you should be aware of your score...

    How can I keep my credit score high?

    Your score is comprised of the following:

    ·       35% - Payment History: Do you pay your bills when they are due? A 30-day late payment can decrease your score by 40 points!

    ·       30% - Balances: How much do you owe compared to the original amount of the loan/credit?

    ·       15% - Time: How long have you had active credit? Creditors look for at least 3 lines of open credit.

    ·       10% - Type: What kind of credit cards/loans do you have? Small finance companies combined with a large # of open credit cards can lower a score by as much as 40 points.

    ·       10% - # of Inquiries: Opening several new credit accounts in a short period of time can be detrimental to your credit score. So next time you’re at the mall, don’t say yes to every department store clerk offering you a store credit card thinking it will improve your score.

    It is recommended that you have 3 to 5 active accounts. Although it may sound counterintuitive, it is better that you have a balance on each account that you are actively paying than having no balance at all. So use your credit, pay it on time, don’t open too many accounts at once and your score should be fine.

    PATCHES Spaghetti Dinner Fundraiser

    Last updated 6 months ago

    Do you know what PATCHES is? PATCHES is an incredible local charity started by 5 nurses who wanted to make a difference in the lives of children with extraordinary medical conditions. They believe that every child deserves to live free of pain and be as healthy as they can be to grow and play.

    We're a big fan of PATCHES, are and proud to support their 6th Annual Spaghetti Dinner this Saturday, September 28th. Stop by the Woman's Club of Homestead, at 17905 SW 292 Street, from 5pm-9pm.  In addition to serving spaghetti, there will be a 50/50 meatball bingo and a silent auction. 

    PATCHES provides Prescribed Pediatric Extended Care for children ages birth to 21 years old. They are located at 335 South Krome Avenue in Florida City and are open from 6am to 6pm. Please contact Brandi at 305-242-8122 or Sharon at 786-255-5394 for information about tickets and sponsorship opportunities.

    Want to learn more? Visit their website


    Johanna Covarrubias reaches a decade!

    Last updated 6 months ago

    CBF is proud to celebrate Johanna Covarrubias' 10th anniversary with the bank. Johanna is a customer service associate at the Main Office and came to us with several years of customer service experience outside of the banking industry. Although she is often seen in her teller window, she also balances the vault and handles the paperwork that goes along with it.  

    Johanna was born in San Juan, Puerto Rico and moved to Homestead from Georgia back in 2002. She and her husband love to spend time at home with their two sons, who are their pride and joy. She is also an active volunteer at her older son's school, Keys Gate Charter. The family loves animals, and their household includes 4 rabbits, a few birds and a guinea pig. 

    Kim Motta Honored

    Last updated 6 months ago

    CBF congratulates Kim Motta, our Director of Loan Review, on her recent educational achievements. Kim was honored at the Center For Financial Training (CFT) graduation ceremony, where she received not only her Business Specialist Certificate but ALSO her Miami Dade College Associate in Science Degree in Financial Services. Way to go Kim!

    CFT is the leading banker education system, serving almost half the states in the U.S. They've been around for close to 100 years, and enroll more than 10,000 financial institution employees in education and training programs each year. Almost every CFT graduation ceremony has a CBF employee honored and a large cheering section of teammates.

    Photo (left to right) SVP Renee Reichling, Kim Motta and Director of Training Jeff Codallo

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