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    Daisy has 2 decades of service!

    Last updated 6 months ago

    CBF is pleased to celebrate Daisy Herrera’s 20th Anniversary as a member of our Financial Family! Daisy is a well known teammate on our teller line. She makes sure that all the tellers are balanced, visits our branches for surprise audits and jumps in to run a drawer when the lobby is busy.

    Daisy was born in Cuba and attended high school in Key West. She enjoys decorating and for many years has been one of our biggest supporters of the bank’s Relay for Life team. She is constantly thinking of simple fundraisers and working with her team to get them launched. It’s no surprise the bank has been the area’s biggest Relay fundraiser the past few years.

    Excited about her anniversary, Daisy stated, “Working here is like working with family.

    Let's Get MONEY SMART!

    Last updated 6 months ago

    CBF is excited to announce the launch of their new Financial Literacy Program! The program is available to any local community organizations or schools interested in learning more about banking and managing finances. Currently there are four lessons available for adults, including: budgeting, identity theft, checking accounts and general banking. There are also two children’s lessons, based on age. More presentations will be added to the library of content in the future. Community Bank employees will be happy to come to the location of your choice to give the presentation, provide materials for participants and answer any questions the audience may have.

     If you are interested in scheduling a Financial Literacy session, please contact Amanda Garner at (305) 245-2211 extension 443 or via email,


    Celebrating at the Chamber Installation

    Last updated 6 months ago

    CBF team members were happy to attend the Homestead/Florida City Chamber of Commerce's 98th annual installation dinner. After listening to a special message from guest speaker and Florida State Representative Kionne McGhee, we cheered on as our own Senior Vice President, Renee Reichling, was installed as the Chairman Elect. We were also thrilled to see Mr. Bill Duquette, CEO of Homestead Hospital, installed as Chairman of the Board. We look forward to his leadership and are inspired to continue the theme of the evening, “Building for the Future.” 

    • 2013 Chamber Installation
    • 2013 Chamber Installation

    Celebrating Celeste Rubio

    Last updated 6 months ago

    CBF is proud to celebrate Celeste Rubio’s 5th anniversary with the bank. Celeste is an Administrative Assistant in the Consumer Loan Department of the Main Office. While her time on our team has been short, Celeste has four decades of banking experience. In addition, she has continued her banking education taking courses at Miami-Dade College and earned the American Bankers Diploma in Banking.

    Celeste was happy to share information about her personal life, stating she is ‘single and loving it.’ She enjoys spending time with her sons and granddaughters, but the light of her life is her great granddaughter Peyton Marie, who is about to turn 5. She also has a little dog the family adopted named Dennis, but claims he will answer to any name as long as you give him some love and food. Aside from spending time with the family, Celeste volunteers with the Red Cross and enjoys reading and watching old T.V. programs, like Hawaii 50, Magnum P.I. She says, “I’m happy to work in the Consumer Loan department, we have a great team, and I get to meet very interesting people.” Here’s to the next five years of making us laugh Celeste!

    What should you know about your CREDIT? Part III

    Last updated 6 months ago

    We conclude our credit discussion with a few more tips and hope you learned a few things to improve your score!

    How can I check my credit score?

    Everyone is allowed a free credit report from all 3 of the credit bureaus each year. Simply go on line at If you want a FICO Score, you will need to pay for it. You can also pay a monthly fee to have your credit report monitored.

    What if my credit score is low?

    If you’re establishing credit for the first time, or you need to repair your credit, there are ways to boost your score. Look for a secured credit card. This is like a regular credit card, except that you will need to open a certificate of deposit or savings account that acts as collateral. The money stays in the bank and will actually earn you interest while the credit card improves your credit score. That is, as long as you use the card carefully. Make your payments on time and the information will be reported to the credit bureau. Make sure to keep on top of all your other bills and bank account. In 12 months, your score may go up enough to have the card converted to a regular credit card. One thing to note- prepaid cards are not reported to the credit bureaus, so even if you manage those well it won’t help your credit score.

    Questions about your credit? Call the Consumer Credit Guru, Ray Schantz at (305) 245-2211 extension 384 or send him an email

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